- (888) 995-HOPE (4673) This hotline is available to any homeowner having trouble paying her mortgage. It is in operation 24 hours a day, 7 days a week. The sponsors are two well-respected, non-profit housing organizations, Homeownership Preservation Foundation and Neighborhood Works America.
- Department of Housing and Urban Development This federal agency's hotline provides help and a link to a list of HUD-approved housing counseling agencies. The toll-free number is (800) 569-4287.
- National Foundation for Credit Counseling The NFCC is another source for homeowners trying to avoid foreclosure.
The toll-free help line, (866) 845-2227, offers links to NFCC-certified
housing counselors or assistance online at housinghelpnow.org.
- Foreclosure Prevention Resource Center This Web site, sponsored by the Mortgage Bankers Association, offers basic information on the process of foreclosure as well as links to helpful sources for homeowners in trouble. Homeloanlearningcenter.com will take you to a link for foreclosure assistance.
Pick up your copy of the October/November Heart & Soul for additional foreclosure assistance.

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